Do I Have To Invest Money Every Month To Cover The Commercial Premiums I Finance?

No. Generally the only capital investment made is when you form your premium finance company.

• Generally the only capital investment made is when you form your premium finance company. Other than the very nominal start-up costs paid to AIS to get the premium finance company licensed, any capital invested becomes “working capital” that is used to make premium finance loans.

• AIS will work with you in the start-up to be sure your finance company is properly capitalized and structured to meet the minimum state requirements of your home state

  • The minimum investment you will be required to make is $25,000.00

  • In some states, however, there is a statutory capital required that is higher than the AIS minimum. For example:

    • California has a $75,000.00 minimum capital requirement
    • Pennsylvania has a $50,000.00 minimum capital requirement
    • New York has a net worth requirement that is 10% of the outstanding loans

Questions? Contact us: email or phone: (local) 314-576-0007; (toll free) 800-624-6308

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