“AIS enables us to earn significant additional income on business we've already worked to get. Before AIS, that income was walking out the door.”

Owning our premium finance company is extremely profitable and gives us control over the finance component of our business. We decide which accounts we want to finance. We determine the interest rates and payment schedules. Best of all, AIS makes the process easy and painless. There's no large capital investment and we were up and running quickly.

Rick Lindsey, President
Prime Syndicate
Salt Lake City, Utah

“AIS not only delivered on their promises, they exceeded our expectations.”

American Bank is a community bank with offices in Maryland, D.C., North Carolina and Texas. We also have a premium finance operation. Unsatisfied with our existing vendor, we made the decision to switch to AIS Own Your Own Premium Financing. AIS was extremely open to our input and worked closely with us to tailor their systems to meet our needs. The transition process was totally painless, and we were up and running far more quickly than my project team and I had anticipated.

While many companies talk about service, AIS is an organization that truly delivers it. I am extremely impressed with the quality of their people and systems. They have enabled us to significantly streamline our premium finance operation – from both a time and cost perspective.

Jim Plack, CEO
American Bank
Silver Spring, Maryland

“AIS gives us the best of both worlds – all the advantages of our own finance company without the added expense or headaches.”

As a wholesaler doing business in 49 states, we were tired of losing revenue to outside premium finance companies, but didn't want the hassle of setting up and operating our own. With AIS, they do the work and we earn the income. They handle everything from compliance and regulatory issues to ensuring day-to-day administrative functions run like clockwork. In the three years we've owned our premium finance company, I can honestly say we've never had an issue or problem with AIS handling our backroom. Owning our own AIS-managed premium finance company has not only produced a new revenue center, it's given us more flexibility in dealing with our agents and brokers without doing any more work than we did when we dealt with outside premium finance companies. In my opinion, if you're financing a decent amount of premium, it doesn't make sense to do it any other way.

Mike Rand, President
Northeast Agencies
Buffalo, New York

“AIS brings a level of talent and capabilities to our organization that would have been difficult, if not impossible, to find or to develop ourselves.”

When we saw the income premium finance companies were making from our agency, we decided there had to be a better way. We weren't prepared to handle everything involved in owning and operating a premium finance company in-house. So we talked to several firms. AIS was the only one that had the complete package – knowledge, experience, superior technology and the ability to handle everything from licensing and incorporation to day-to-day administration and accounting. After operating our own AIS-managed premium finance operation, I can say there's absolutely no comparison between it and using an outside premium finance company. We earn the income without any additional work and have the flexibility to offer our association insureds the favorable terms and conditions they need. Their technology is state-of-the art. Our agents and clients can do everything online – from checking account status to making payments.

When we launched our finance company 10 years ago, we were a small start up. Today we are the 12th or 13th largest premium company in California – financing approximately $30 million in premium annually. Our relationship with AIS continues to be outstanding. They are truly the team behind our team.

Nelson Colvin, President
Birch Financial
Granada Hills, California

“There is absolutely no comparison between having our own AIS-managed premium finance company and using outside premium finance companies. It's extremely profitable and requires very little work on our part.”

As a broker operating on a nationwide basis, having our own premium finance company has had an extremely positive impact on our business. In addition to providing us with a steady stream of revenue, it gives us the flexibility we need. Using AIS makes it easy. Their technology streamlines the entire premium finance process and gives us instant, online access to everything we need. It has actually reduced the amount of time we spend on handling premium financing for our clients.

The people we work with at AIS are great. They're knowledgeable, extremely responsive and always willing to bend over backwards to accommodate a specific need or special request.

Tracey Thorson, CFO
Thorson Insurance Services
Westlake Village, California

“Having your own finance company is a great way to increase income and not create any extra work for your organization.”

I am really sold on AIS. Having our own finance company has really been a great benefit. My only regret is that I didn't consult with AIS years earlier. Having your own finance company is a great way to increase income and not create any extra work for your organization. In fact, it reduces work in our accounting department. It is a great sales tool and it makes it easier for our customers to do business with us. The AIS staff is highly professional and very good to work with.