We also may use, within the organization, information that we collect about our customers in our efforts to design new products and to better serve our customers’ financial needs.
We collect non-public personal information about our customers from the following sources:  information we receive from you, the customers, on applications and other forms such as name, address, social security numbers, FEIN numbers, phone numbers, and asset and income information  information about our customers’ transactions with us and others such as account balances and payment history; and  information we may receive from a consumer reporting agency about our customers such as credit history and a listing of creditors.
We restrict access to our customers’ personal and account information to those employees who need to know that information to provide products or services. Our employees are trained and required to protect our customers’ private financial information. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.